The book "The millionaire next door" is a must read. It's not a philosophy book, it's about a study that the authors did interviewing thousands of wealthy people. The book describes their collective knowledge, a countless times proved way to become rich.
The way is pretty simple and obvious: frugality. The real millionaires live a much cheaper life than they could afford. They don't have luxury stuff, they live much lower neighborhood than they could afford and they save serious part of their income every month. So they could keep up their current life for years without income. Less than 20% of them inherited significant wealth, and only 0.02% scored big via lottery or became a star or an inventor. 80% of them accumulated their wealth in one generation, slowly, month by month.
The other people, even those who earn more than $50K/year practically have no wealth besides their home, car and furniture, and live from paycheck to paycheck.
Why this book is so great? Because - unlike others - finds the way how people do it. I mean it's 101 to "spend less than you earn", yet people can't do it. This book tells the exact thing that separates rich from poor: "They believe that financial independence is more important than displaying high social status". So, they don't show off, don't give a damn what the Joneses think. Isn't it familiar from somewhere?
End of spoiler. Go and buy it!
PS: Quick EVE business report: cash+buy+sell orders = 1.13B (500M player gift).
PS2: In EVE the players can elect representatives, and the game developers at least listen to what they say. I was thinking a lot about CSM7, both where to vote and to tell it on the blog or not. So instead of just throwing in a name or two, I read all programs and add a few words of opinion about them. Please note that I evaluate programs and not people, spare me from "X is a liar!" posts. Also, be surprised how few actually have a program!
The way is pretty simple and obvious: frugality. The real millionaires live a much cheaper life than they could afford. They don't have luxury stuff, they live much lower neighborhood than they could afford and they save serious part of their income every month. So they could keep up their current life for years without income. Less than 20% of them inherited significant wealth, and only 0.02% scored big via lottery or became a star or an inventor. 80% of them accumulated their wealth in one generation, slowly, month by month.
The other people, even those who earn more than $50K/year practically have no wealth besides their home, car and furniture, and live from paycheck to paycheck.
Why this book is so great? Because - unlike others - finds the way how people do it. I mean it's 101 to "spend less than you earn", yet people can't do it. This book tells the exact thing that separates rich from poor: "They believe that financial independence is more important than displaying high social status". So, they don't show off, don't give a damn what the Joneses think. Isn't it familiar from somewhere?
End of spoiler. Go and buy it!
PS: Quick EVE business report: cash+buy+sell orders = 1.13B (500M player gift).
PS2: In EVE the players can elect representatives, and the game developers at least listen to what they say. I was thinking a lot about CSM7, both where to vote and to tell it on the blog or not. So instead of just throwing in a name or two, I read all programs and add a few words of opinion about them. Please note that I evaluate programs and not people, spare me from "X is a liar!" posts. Also, be surprised how few actually have a program!
- Akirei Scytale: his post is idiotic
- Alekseyev Karrde: PR bullshit, nothing exact
- Blackberry Bold: direct democracy. Bleh!
- Blake Armitage: he is not running for CSM, he just want a job at CCP as API programmer
- corebloodbrothers: no program at all
- Darius III: it's a bugfix list and not a program!
- Dovinian: PR bullshit, no program
- Draco Llasa: wants to bring more life to 0.0 industry and warfare. Not my field, if yours, support.
- Elise Randolph: stands for low-sec small-gangs. Not my field, if yours, support.
- Fon Revedhort: mostly bugfix suggestions. Technical, without political vision.
- Greene Lee: messy posts, no paragraphs. Learn to write first!
- Hans Jagerblitzen: A coherent and huge program (his PDF linked) to support the Empire players without planning to take anything away from 0.0.
- Issler Dainze: no program, just "join me and we'll be great" propaganda
- Kelduum Revaan: PR bullshit, no program
- Korvin: not even PR bullshit, no program
- Leboe: he is for NPC 0.0 Not my field, if yours, support.
- Lyris Nairn: list of technical suggestions, no vision
- Meissa Anunthiel: "I'm everyones man, vote for me!"
- Michael BoltonIII: technical suggestions and Arena. In EVE. Abomination
- Mike Azariah: idiotic post
- Mintrolio: idiotic post
- Mu'ad Diib: PR bullshit, no program
- Prometheus Exenthal: technical suggestions
- PsychoBitch: idiotic post
- Riverini: technicals and PR stuff
- Roc Wieler: PR bullshit, no program
- Seleene: I'm honestly puzzled by his post. He has great vision. And none of it was listed on his official page. Nothing but PR bullshit. It means that he prefers getting a seat than the vision itself. Too bad, if I don't read his official post, I'd vote for him.
- Skippermonkey: idiotic post
- Skye Aurorae: PR bullshit, no program
- Sollana: goes for 0.0 station cannons. While this looks technical, I see the vision behind it: make it much easier to hold 0.0, make safer to build, live there. Not my field, if yours, support.
- StarConquer212: technical issues, no program
- T'amber: technical issues, PR crap
- The Mittani: clear vision: "If “war”, “murder” and “conquest” are naughty words that scare you, I don’t want your vote."
- Tiger Would: Propaganda bullshit, democracy bleh
- Trebor Daehdoow: Mostly technical issues, with little program hiding: "deliver improvements to the game that the current players of the game want". Worth considering.
- Two step: seems to be the man of the Wormhole-dwellers, but was hard to find it in the PR crap. Not my field, if yours, support.
- UAxDEATH: clearly for the 0.0 people, Not my field, if yours, support.
- Vincent Athena: PR crap, "I'm everyones man"
- Voloses: technical stuff, no program
- Xenuria: mix of idiotism and vanity suggestions
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